One of the biggest fallacies of life today is if you work conscientiously until retirement, you can then sit back and enjoy the results of your years of hard labour.
Sorry, it’s not going to work and you need a better plan. Here’s some reasons why…
- No matter how much money you accumulate to pay for your retirement, it’s not going to be enough. The combined effects of the financial services companies and the government will see to that.
- When you’re 65 (or older if the government has it’s way) are you going to be fit and healthy enough to do all the things you dream of doing?
- What happens if you don’t make it to 65? A colleague I worked with recently dropped dead of a stroke, aged 54.
- Your kids will probably have long since left home, and you’ll have missed spending time with them, sharing your values with them and just being a family.
What can you do about it? You need a better plan. A plan that makes time throughout your career to do the things you want to do.
In Tim Ferriss book ‘The Four Hour Work Week’ he describes the concept of mini-retirements. He describes taking a year or longer out to do something that’s important to you and your soul.
It’s a nice concept. Anything that starts to sort out your work life balance is worth exploring.
The whole concept of lifestyle design is about recognising what makes you happy, what’s important in your life and then making it happen.
Of course your career is important, but it’s not the be all and end all. It’s a means to an end. And the end is to be happy, whatever that means for you.
I’ve done this. From wet Monday mornings on the M25 to a lifestyle in the Mediterranean sun. And I can help you do it too.
Here’s what to do next
If you’re interested in how this could help you, or feel I may be able to help you with some of the challenges you’re facing, please get in touch for an informal discussion.
There’s no commitment, we’ll just discuss your situation to see if working together might be a good fit. Contact me now.